Of course we can find hundreds of ways to reduce your expenses in this global financial crisis. But here are 25 that you can easily do every month. If you save $5 for each of the items below, you will have an extra $125 every month. This is a saving of $1,500 each year.
1.) Find a cheaper place to rent a car
2.) Increase the deductible on car insurance at least temporarily
3.) Always turn off lights if you don’t use them
4.) Open the curtain to let light in during the day
5.) Don’t use up too much water in showers
6.) Buy a shower head with reduced flow
7.) Use a water heater blanket for your hot water heater
8.) Set your thermostat to ‘away’ when you are not at home
9.) Use ceiling fan instead of AC
10.) Bring your lunch to work for a few days every week to reduce eating out
11.) Buy books online at eBay or Amazon, they’re cheaper there.
12.) Reduce gas usage by consolidating your errands
13.) Find cheaper places to buy gas and plan your fillups accordingly
14.) Shop for generic or store branded food
15.) Avoid buying prepared meals
16.) Find movies in your local library instead of renting them
17.) Reduce snacking
18.) Use your microwave more often instead of your oven. Heating up the oven costs you extra.
19.) Watch air channels TV instead of cable
20.) Choose between a cell phone and a land line. You may not need all of them.
21.) Walk more, drive less.
22.) List down your items to shop before going shopping and stick to the list.
23.) Make sure you are really paying for the insurance coverage that you need.
24.) Reuse plastic grocery bags fro garbage bags.
25.) Stop smoking.
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