If you are forced into abusive or unfair lending terms, you are a victim of predatory lending. If you think you are paying high interest rates, unreasonable penalties or hidden fees, you are probably a victim. Most contracts are putting borrowers under financial stress and can traced to have some form of predatory lending and [...]
Archive for December, 2008
Posted in 
Owing Knowledge
December 11th, 2008 
Elisheva Wiriaatmadja College seems to be a dream burdened with possible obstacle not just on if you are qualified for the school that you apply for but also if you can afford it. Years of preparing for college by studying as well as saving from odd part-time jobs during the summer as well as after school leaves [...]
To Owe or not to Owe?
December 11th, 2008 Elisheva Wiriaatmadja Wanting to become a professional with a degree just to be able to land a job in a high rising building can be more costly than most of us can afford. So most students opt to go to college using a student loan to sustain their fees alongside working to be able to afford what [...]
The Pros and Cons of Student Loan Consolidation
December 10th, 2008 Elisheva Wiriaatmadja Student loan consolidation, a payment system wherein you borrow money from a new lender to pay off all your previous debts, can save you big-time from financial breakout. But then again, in any decision, you have to weigh things out to be sure that you won’t be on the losing end. However, it might be [...]
Choosing To Pay The Price
December 10th, 2008 Elisheva Wiriaatmadja It would have been great if all one really needed to worry about was studying. But that is not the case nowadays so a student can either decide to seek for a higher education or risk not having one at all. The latter is not exactly a progressive option seeing as so many graduate already [...]
Teaching Your Kids To Save Money
December 8th, 2008 Elisheva Wiriaatmadja While shopping malls and stores find children to be their best customers, for parents, bringing kids to your shopping days will most likely make you spend more money than you had planned to before you left home. It is very important to start involving your kids in your finances and teach them how to save [...]
Student Loans and Student Loan Consolidation
December 8th, 2008 Elisheva Wiriaatmadja If you are a student who is currently looking for ways to decrease your financial burden, filing for a student loan consolidation would be the best answer to your problem. It’s in the word—student loan consolidation is the act of paying off multiple loans by signing up for a single loan. This does not only [...]
Negotiating Credit Card Debt
December 7th, 2008 Elisheva Wiriaatmadja There are many reasons for people to get into debt which include: poor income, poor money management, no savings, divorce, medical expenses, and many more. But there is one cause why the vast majority of people in the world are in debt is the use of credit cards. Since this plastic money was introduced decades [...]
Student Debt Solutions
December 7th, 2008 Elisheva Wiriaatmadja It is not easy to send your child to college, but with the help of student loans, you make this possible despite high tuition fee cost. However the problem does not end here. Of course, there will be bumps along the way what with all the risk you took when borrowing from different lending firms. [...]
Debt Relief for Government Employees
December 5th, 2008 Elisheva Wiriaatmadja There are ways to liquidate your student loan. Some people look into options to work a job that would actually help them get debt relief than have to drag their credit and pay hundreds of dollars over the course of their lives. So how do you qualify? What do you need to do? First of [...]
