Having extra cash, some people would be considering to invest in stock markets rather than pay off their debt. Although it is not always the same for people, paying off debt using your extra cash is the best option. The reason for this is because:

1. Paying off debt is 100% secure while investing in stock markets, in this financial crisis does not guarantee a positive return.
2. Eliminating your debt removes your psychological stress while participating in stock market when you still have some debt to pay will increase your stress even more.
3. Your debt is a major obstacle in creating wealth. Your debt will stay a money-sucking leech until it is completely removed. The sooner you pay off your debt, the faster you can work on building your wealth.

Here is a video to show why paying off debt is almost always a better option than investing:

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