From the 9-10 December, I went to a church conference in Jakarta which was called the “Conference of the Holy of Hollies”. One of the most important thing that George Annadorai, one of the speakers in the conference, taught us was the connection between debt and destiny. As we all know, in the Bible God [...]
Archive for February, 2009
Government Grants – Express Funding Campaign
February 27th, 2009
Elisheva Wiriaatmadja A lot of people don’t understand that all taxpaying Americans at the age of 18 and above are eligible to receive free government grants for any purposes they may have. This grant money is non-taxable, interest free and you don’t even have to repay it. Everybody can apply for a government grant regardless of their [...]
Loan and Debt Consolidation – Its Importance and How it Works
February 27th, 2009
Elisheva Wiriaatmadja Despite hour after hour of grinding work, we often don’t come to a point where we can relax in the comfort and luxury that our labor brings. Financially speaking, it seems that no amount of hard work could ever propel us to the sought-after promised land of milk, honey and luxuries. Patiently and stubbornly, we [...]
As Home’s Value Keeps Falling…
February 25th, 2009
Elisheva Wiriaatmadja There is a forecast in the housing market that the home’s value will keep falling to a further 14.5% by Nov 2010. This was started by the housing collapse which also dragged the stock market and the economy down. While America is depressed and their spirit is beaten down, it doesn’t look as if the [...]
The Debt Racers: Women in Red
February 24th, 2009
Elisheva Wiriaatmadja This morning I was browsing on MSN.com and stumbled on an interesting forum about money and personal finance there. This specific forum got my attention because of the name, “The Women in Red Racers.” The ‘racers’ apparently is a group of women in the Women In Red Forum who focus on ‘racing’ to get out [...]
Strangest Personal Loans
February 22nd, 2009
Elisheva Wiriaatmadja Have you ever heard of people who apply for a personal loan to buy unnecessary luxury that they couldn’t afford with their salary? I have heard of a man who apply for a personal loan to buy a Bengal tiger. A woman in the UK who has no savings and live only on government benefits [...]
About Academic Scholarships
February 22nd, 2009
Elisheva Wiriaatmadja There are many great academic scholarships out there for those who have excelled in school. It takes a great deal of effort and determination to maintain a very high GPA. It shows you do care about your future and you strive to do your very best. You should commend yourself for such achievements and you [...]
Top 3 Worst Debt Consolidation Moves
February 21st, 2009
Elisheva Wiriaatmadja Every day, you probably get at least 1 piece of regular mail that offers you low-interest deals to consolidate credit card debt or other incredibly alluring deals for debt consolidation. People who are so caught in the quicksand of consumer debt would easily believe anything these mails promise them, and they would do anything to [...]
Top 4 Important Facts Of Free Government Grants
February 17th, 2009
Elisheva Wiriaatmadja Many people in today’s financial environment are in such a tight budget to even think of starting a business or going back to school or do other things that would cost a huge amount of cash. Most of them prematurely assume that they won’t qualify for any type of grant and thus don’t even bother [...]
Tips To Cut Your Car Insurance Costs
February 16th, 2009
Elisheva Wiriaatmadja Everybody wants to save money on anything nowadays, even expenses that are fixed such as auto insurance. In 2008, the insurance cost for your car was fairly stable with an average increase of 2.5-3%. However, this does not necessarily mean that you can not find ways to cut your auto insurance premiums. The truth of [...]




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