Todays credit crunch has made many people consider debt consolidation. Although this may seem like a good idea for some, there are some things you should know. First of all, debt consolidation works just the way it sounds; You combine various debts you have — such as credit card balances, personal loans and so on [...]
Archive for February, 2009
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Home Foreclosure – How To Avoid It
February 12th, 2009 
Elisheva Wiriaatmadja In recession, more and more people in America are finding it hard to pay the home loan notes they signed several years before, or even more recently. A few years back, as people watched the price of houses skyrocket, buyers had an ever-increasing confidence in buying real estate as an investment. They thought their home’s [...]
Beating Recession – How Your Online Playground Can Earn You Cash
February 11th, 2009 Elisheva Wiriaatmadja Most friends of mine spend hours and hours online, either to chat on messengers or to hang out in social networking media such as Facebook or MySpace. Many of my ex-students are now into blogging also and they probably spend more time on writing posts or just hang out on Facebook playground than playing in [...]
Foreclosure Boom – Should You Buy?
February 11th, 2009 Elisheva Wiriaatmadja As the housing boom of several years ago has collapsed and we are now in a foreclosure boom and very slow real estate market, it is very understandable if you are hesitant to invest in real estate or purchase a home. It can be really frightening to look around and see friends, business associates, neighbors [...]
Applying for Home Equity Line of Credit with Bad Credit
February 11th, 2009 Elisheva Wiriaatmadja Homeowners with bad credit, which is the cause of their low credit score, often encounters increased difficulty when seeking a home equity line of credit. They will be charged with higher interest rates. To assure good interest rates, one must have a credit score of above 700. A lender decides whether to accept or decline [...]
How To Save Your Money During A Recession
February 10th, 2009 Elisheva Wiriaatmadja Recession is a time for people consider bad for finances as it is a word that fills people with dread and bad visions. Nowadays it is a time capable of magically shrinking a dollar’s value overnight. It also increases the cost of basic living. As money is now a huge concern, you may always ask, [...]
The Benefit Of Monitoring Your 401k
February 10th, 2009 Elisheva Wiriaatmadja Some people have been recommended by financial expert that they do little monitoring over their 401k account. But the truth is, if you actively contribute to your 401k account, you should be monitoring it closely as there are always benefits to do so. Here is how you can monitor your 401k account.
Getting Rebates On All Purchases With Your Credit Card
February 10th, 2009 Elisheva Wiriaatmadja In these times recession and rising costs of transportation, more and more consumers are interested in credit card services that can provide them with discounts on gas. If you are one of them, you might want to look at the offer for a Chase credit card, instead of looking into a specific gas credit card [...]
How To Develop Knock-Down Letters of Recommendation To Apply For A College Scholarship
February 9th, 2009 Elisheva Wiriaatmadja If you are thinking of applying for a college scholarship, you will be asked for several letters of recommendation. Providing as much valuable information as you can about yourself is the quickest way for your application to land in the approval pile. These letters of recommendation is so important that leaving this until the last [...]
How To Find Recession-Proof Jobs
February 9th, 2009 Elisheva Wiriaatmadja Today’s recession may take longer than what it is predicted all over the world. It has been named as the worst recession for over 100 years. As terrible as it sounds, we need to prepare ourselves because this may stay and take a long while before it fades away and things become better. Although this [...]
