Although taking out a consolidation loan to help you pay off your debt completely makes sense, you should understand that it should never be your first step in resolving your debt crisis. There is a much deeper issue than just being neck-deep in debt, and finding this issue inside you and fix that first should [...]
Archive for May, 2009
Posted in 
In Search for Debt Advice
May 17th, 2009 
Elisheva Wiriaatmadja With today’s financial crisis, more and more credit card companies are becoming more active in order to recover the money that is owed to them. The situation today is that you can actually be sued by your credit card provider for your credit card debt. So if you find yourself in a difficult debt problem [...]
Reputable Debt Consolidation Companies
May 17th, 2009 Elisheva Wiriaatmadja Some of the largest banks in the whole world offer debt assistance program such as debt consolidation. It is originally only one of the many financial fields that banks cover. But recently, more and more organizations who are only focusing on debt consolidation appear. A group of people that are working in the debt consolidation [...]
Alternatives To Student Loan Debt
May 16th, 2009 Elisheva Wiriaatmadja Although it may seem impossible to go to college without taking up a loan, there are ways to still pursue your education without becoming a ‘slave’ to your lender when you graduate. One of the better choices out there is to raise the funds needed years before your child even applies for college, and have [...]
Obama Stimulus Plan Helps Paying Off Student Loans
May 15th, 2009 Elisheva Wiriaatmadja In addition to help people who are unemployed, the Obama stimulus package also gives debt relief for students. While the student loan limits will not change and therefore may prevent students from going to college, there are some positives in the stimulus plan. Here are the details: $2,500 in Scholarship Tax Credit You can claim [...]
“Never Tried Thinking Before Spending”
May 14th, 2009 Elisheva Wiriaatmadja Today I had an interesting conversation with a friend of mine who just received some money. He did not have a steady income and he was not a very good money manager either. So I volunteered to help him look at his finances in a different way than he does now. He came and consulted [...]
Government Grants for Home Improvement
May 13th, 2009 Elisheva Wiriaatmadja As the US economy is experiencing tough and stressful times for the past years, the Federal government has come up with plans to help increase the ‘affordability’ of the people. One of the first steps to do this was the introduction for the Stimulus Package by Obama. The idea is to help homeowners save their [...]
Refinance Home Mortgage at 2% From Obama
May 11th, 2009 Elisheva Wiriaatmadja If you are one of the many people who have been turned down by a mortgage lender to refinance home mortgage, millions of homeowners who are struggling are given a chance refinance their home mortgage into a 4.5% fixed rate mortgage. Continue reading and you will see that it is even possible to get a [...]
Bible Truth – How Being in Debt is Not A Sin
May 10th, 2009 Elisheva Wiriaatmadja Until only very recently the only verses that I remember about debt are in Proverbs that says whomever owes money to somebody is slave to the lender and in the New Testament where Jesus told his disciples not to become a borrower but a lender. Having experienced being in debt myself, I can totally relate [...]
Crown Financial Ministries – “World Trip”
May 10th, 2009 Elisheva Wiriaatmadja While the states and the cities in the US have the “YourMoney Bus.com” with financial advisors on road trip throughout America to educate people about the need to save and promote financial literacy, the rest of the world has Crown Financial Ministries. This Christ-centered non-profit organization is regularly out on world trips, visiting countries to [...]
