In today’s financial crash, people distressed in debt instantly think that the way to regain their financial health is merely by having loads of money to pay off everything that they owe. But beneath the debt problem they are experiencing, there is a greater and much more important issue they need to address in order to achieve true financial freedom.
Archive for May, 2009
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Between Loans and Mortgage for Debt Consolidation
May 7th, 2009 
Elisheva Wiriaatmadja A lot of people who are in debt are looking for a debt consolidation loan to bring their debt under control. Some may choose to consolidate their debt by taking a new loan or mortgage and then pay off all the different debt with a lump sum of money from their loan or mortgage. This [...]
Car Insurance in 2009 Recession
May 5th, 2009 Elisheva Wiriaatmadja In today’s global economic crisis, more people are choosing to keep and maintain their cars as opposed to buying new ones. Now as their car is getting older and older they are forced to find ways to save money by cutting back on car insurance costs. Over a year now into the global crisis, more [...]
How To Save on Teenage Auto Insurance
May 5th, 2009 Elisheva Wiriaatmadja Putting a teenager in your auto insurance is nowadays outrageously expensive. But if you decide to still let your teenager drive your car, it is very important to do so. The importance of teenage auto insurance outweighs the cost. If you have a teenager that actually shows some responsibility, there are many ways to get [...]
Refinancing Costs You Should Be Aware Of Before Refinancing
May 3rd, 2009 Elisheva Wiriaatmadja Refinancing your home mortgage can be a great help to lift up your burdens of the current interest you are paying. But on the other hand, before you choose refinancing, you need to be aware that there are refinancing costs that will burden you in the short-term. When you are refinancing your home, consider it [...]
Taking Care of Your Financial Health
May 2nd, 2009 Elisheva Wiriaatmadja Here are 7 tips for you to take care of your financial health: 1. Total Housing Payments. Your total expenses on housing payments, such as mortgage, insurance, rents and so on, should not exceed 28% of your gross income. As housing prices soared in the past years, too many home buyers broke this old rule. [...]
Debt Consolidation for Payday Loans
May 1st, 2009 Elisheva Wiriaatmadja Cash advance, or also called as payday loans, are easy cash loans that you can get as fast as one day after the application. People love to take out payday loans because they are easy and fast to get to help them get through the month until the next paycheck. It is a quick fix [...]
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