Currently in the United States, there are millions of people owing money while the financial crisis continues to worsen. Everybody has a common goal which is debt reduction and this situation has encouraged debt elimination scams to grow. These debt elimination scams are taking advantage from the victims of this financial crisis in this current [...]
Archive for June, 2009
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7 Questions To Ask Financial Advisors
June 11th, 2009 
Elisheva Wiriaatmadja Knowing what question you have to ask in order to find, interview and choose the right financial advisor for you is a very critical key. It is very important to choose the right one because otherwise it may lead to a disastrous financial consequence for you and your family. Financial firms have an enormous marketing [...]
America’s Next Crisis: The Great Debt
June 9th, 2009 Elisheva Wiriaatmadja The US economy, according to Paul Krugman (liberal pundit) and Payl Ryan (conservative Republican congressman), is on a fundamental threat as the federal debt is increasing rapidly due to the stimulus driven bulge in federal deficit. In the next few years the level of debt will keep rising and building the burden even more to [...]
Settle Your Debt Yourself
June 9th, 2009 Elisheva Wiriaatmadja If your debt is now becoming more and more difficult to pay off and you are even struggling to pay the minimum every month, what you need to do is to try and settle your debt. Debt settlement means negotiating with creditors or collection agencies to have them reduce your debt amount by 40-60 percent [...]
Mortgage Relief
June 8th, 2009 Elisheva Wiriaatmadja This is a video that I just found on Youtube. This is a concerned American’s solution to the mortgage melt down.
Mortgage Refinancing – Avoiding 5 Costly Mistakes
June 6th, 2009 Elisheva Wiriaatmadja There are many benefits that you can reap from mortgage refinancing. But it only takes just a little lapse of judgement and you could make a very costly mistake by placing your family’s home at risk. I have listed 5 costly mistakes that people may make when refinancing their mortgage: #1: Interest rate not locked-in [...]
Benefit From Government Student Loans
June 5th, 2009 Elisheva Wiriaatmadja If you are thinking of borrowing money for college, the Federal Government makes it easy for you to borrow and to repay the loans according to your situation. Loans for college usually comes in many small loans throughout your academic years. By the time you graduate, you will have multiple loans with different interest rates.
America: Let’s Increase Our National Debt!
June 5th, 2009 Elisheva Wiriaatmadja “Since when can you get out of huge national debt by creating trillions of dollars of new debt?” Alaska governor, Sarah Palin, asked an audience in Anchorage, as she was introducing Michael Reagan, the son of former President Ronald Reagan. “It all really is so backwards and skewed as to sound like absolute nonsense when [...]
How The New Bill Protects Credit Card Consumers
June 3rd, 2009 Elisheva Wiriaatmadja In the past few years until today, more and more frequently credit card providers have been imposing spiking penalty interest rates on customers whose payments are just one or two days late. Many customers have seen a notice of “change in terms” that warns them on the increase of interest rates in case of late [...]
How To Shop For A Mortgage Loan
June 2nd, 2009 Elisheva Wiriaatmadja If you are shopping for a mortgage loan, what you need to compare is not only the interest rates that they are offering you. Besides the interest rates, a mortgage package consists of a quoted rate, points and closing costs. The lender will charge you an up-front fee at closing which is called points. One [...]
