Christian debt consolidation basically works in similar ways as other debt consolidation companies. The only difference is that they help pay off debts and put your financial life in order according to biblical principals of financial responsibilities. They help people and also teaches them to specifically live their financial lives based on the biblical principle that one can either serve God or money but cannot serve both.
As a Christian debtor, you will be shown by Christian debt consolidation companies that you should respect your payment of bills and dues and that whatever is owed and promised to repay should be repaid. Christian financial advisors would never encourage you to file for bankruptcy to get away from paying off your debt. That would not be a biblical thing to do.
Christian debt consolidation services do not only help you eliminate your debt as fast as you can so you only serve one master, God, and no longer money, but they will also help you to see how to live within your means. People who are in debt usually have a much deeper issue in their lives than just lack of money or being deep in debt. The goal of Christian debt consolidation companies is not only to change your financial life but also to transform your personal life so that you can handle money better and don’t fall into the debt trap again.
As with all other debt relief companies, Christian debt consolidation companies provide debt counseling as well. You will have a debt counselor assigned to help you and they will help you decide which to go for – a debt consolidation program or debt settlement. With a debt consolidation program your debt consultants will help you talk to your creditors to negotiate a new repayment plan. However, you also have the option to take out a Christian debt consolidation loan.
Another option would be the Christian debt management service, which basically is similar to other debt management programs. Your debt consultants will contact your creditors and coordinate with them to lower your bill payments and eliminate extra charges.
Whether you’re willing to be a debt free Christian or you’re a non-Christian, you should honor your commitment and try to fulfill your financial obligations. Until and unless you’re able to pay off your bills completely, your life becomes a bondage to debt. Christian debt relief or Christian debt consolidation services help you stay away from debt so that you can conform to the Christian way of life.
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23 Responses
I think the loans system itself is wrong not such we use a consolidation services. like the Islamic loans it doesn’t make a man bondage to the depts. It take a percentage on your profit from the money not the primary loan itself.
Amgadi
Posted on August 25th, 2009 at 8:36 am
The crisis has put everything in its place
Posted on August 27th, 2009 at 7:44 am
Well they really are helping but the crisis makes work easier for them.
Posted on September 5th, 2009 at 3:02 pm
I totally agree with you on this. Christian debt consolidation is much safer then your standard company. There are many shady companies in the debt consolidation business. I would do your research a pick a christian debt consolidation company you can trust!
Posted on September 23rd, 2009 at 1:07 am
like the Islamic loans it doesn’t make a man bondage to the depts.
Posted on October 12th, 2009 at 3:06 am
I have been in debt management companies and it did not work out for me at all. When I was in a debt management they ended up not paying hardly anything on my debt. So now I owe more debt than went I started there. So what is the difference between a debt management and a christian debt management.
Posted on October 22nd, 2009 at 2:50 pm
Compare to other Christian debt consolidation is best.
Posted on November 20th, 2009 at 10:38 pm
Christian debt consolidation is more than solving our financial life is to transform our personal lives. this is really important !
Posted on November 23rd, 2009 at 8:49 am
Paying off your dept is a better way to go because filing for bankruptcy can certainly ruin your credit.
Posted on November 23rd, 2009 at 4:54 pm
Can a mortgage be included into Christian debt consolidation – even if the mortgage is upside down?
Posted on November 26th, 2009 at 6:57 am
Wow!!It is really a great thought on this nice post.Christian debt relief or Christian debt consolidation is all about helping you to pay off dues and putting your financial life in order using the biblical principles of honesty, honor and financial responsibility.
Posted on December 4th, 2009 at 12:31 am
A lot of you have said that it’s better and for bankruptcy is bad, but how are these debt consolidators different in helping you avoid it?
Posted on December 4th, 2009 at 5:09 pm
Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times.
Posted on December 10th, 2009 at 4:40 am
I like your articles and views. I will reflect on this issue. This is for my book publishing will be very help.
Posted on December 23rd, 2009 at 8:14 am
Never knew about “Christian debt”. Thanks for the info.
Great post. Found it really interesting.
Posted on December 23rd, 2009 at 8:37 am
This is the problem, Elishe, credit card companies in the US are crooked and they have destroyed their own contracts without any recourse from the debtor. Also, we are not protected from usury by our government. These banks ponzied housing loans onto the unsuspecting, then when they couldn’t sell the securities they found they couldn’t sell the securites for credit cards either.That is not my problem.
These companies are borrowing at 1/2 percent and have a moral duty to pass the rates down to the strapped consumer. Bottom line, I advocate walking away from these companies, and in fact, the weaker they are, the stronger the nation will be. If we could break these banks, and show the world that they are not too big to fail, we would be doing a patriotic duty because these international bankers are hurting the average person.
So I say, walk away from your debts in this time of usury and ponzi loans. When the banks behave themselves, pay your debts. That won’t be for awhile.
Posted on December 30th, 2009 at 1:25 am
I’ve also never heard of Christian debt consolidation but I am all for operating with a moral basis!
Posted on January 7th, 2010 at 12:44 pm
Nice. The goal of Christian debt consolidation companies is not only to change your financial life but also to transform your personal life so that you can handle money better and don’t fall into the debt trap again.
Posted on January 10th, 2010 at 10:21 am
Great Insight Enjoyed reading your blog. Hope to see some more stuff from you in future.
Posted on January 26th, 2010 at 6:05 am
I didnt know that Christian Debt Consolidation Companies work on principles of bible. Thanks for sharing this information with us.
Posted on February 16th, 2010 at 6:48 am
Interesting post. I’d never heard of Christian Debt Consolidation Companies
Posted on February 21st, 2010 at 5:39 pm
Great post
Christian Debt Consolidation is solving financial life.and help you can handle money better
Posted on February 22nd, 2010 at 7:33 am
Their polices creates confusion
Posted on March 10th, 2010 at 1:23 am
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