In addition to help people who are unemployed, the Obama stimulus package also gives debt relief for students. While the student loan limits will not change and therefore may prevent students from going to college, there are some positives in the stimulus plan. Here are the details: $2,500 in Scholarship Tax Credit You can claim [...]
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“Never Tried Thinking Before Spending”
May 14th, 2009 
Elisheva Wiriaatmadja Today I had an interesting conversation with a friend of mine who just received some money. He did not have a steady income and he was not a very good money manager either. So I volunteered to help him look at his finances in a different way than he does now. He came and consulted [...]
Government Grants for Home Improvement
May 13th, 2009 Elisheva Wiriaatmadja As the US economy is experiencing tough and stressful times for the past years, the Federal government has come up with plans to help increase the ‘affordability’ of the people. One of the first steps to do this was the introduction for the Stimulus Package by Obama. The idea is to help homeowners save their [...]
Refinance Home Mortgage at 2% From Obama
May 11th, 2009 Elisheva Wiriaatmadja If you are one of the many people who have been turned down by a mortgage lender to refinance home mortgage, millions of homeowners who are struggling are given a chance refinance their home mortgage into a 4.5% fixed rate mortgage. Continue reading and you will see that it is even possible to get a [...]
Bible Truth – How Being in Debt is Not A Sin
May 10th, 2009 Elisheva Wiriaatmadja Until only very recently the only verses that I remember about debt are in Proverbs that says whomever owes money to somebody is slave to the lender and in the New Testament where Jesus told his disciples not to become a borrower but a lender. Having experienced being in debt myself, I can totally relate [...]
Crown Financial Ministries – “World Trip”
May 10th, 2009 Elisheva Wiriaatmadja While the states and the cities in the US have the “YourMoney Bus.com” with financial advisors on road trip throughout America to educate people about the need to save and promote financial literacy, the rest of the world has Crown Financial Ministries. This Christ-centered non-profit organization is regularly out on world trips, visiting countries to [...]
Crown Financial Ministries
May 10th, 2009 Elisheva Wiriaatmadja In today’s financial crash, people distressed in debt instantly think that the way to regain their financial health is merely by having loads of money to pay off everything that they owe. But beneath the debt problem they are experiencing, there is a greater and much more important issue they need to address in order to achieve true financial freedom.
Between Loans and Mortgage for Debt Consolidation
May 7th, 2009 Elisheva Wiriaatmadja A lot of people who are in debt are looking for a debt consolidation loan to bring their debt under control. Some may choose to consolidate their debt by taking a new loan or mortgage and then pay off all the different debt with a lump sum of money from their loan or mortgage. This [...]
Car Insurance in 2009 Recession
May 5th, 2009 Elisheva Wiriaatmadja In today’s global economic crisis, more people are choosing to keep and maintain their cars as opposed to buying new ones. Now as their car is getting older and older they are forced to find ways to save money by cutting back on car insurance costs. Over a year now into the global crisis, more [...]
How To Save on Teenage Auto Insurance
May 5th, 2009 Elisheva Wiriaatmadja Putting a teenager in your auto insurance is nowadays outrageously expensive. But if you decide to still let your teenager drive your car, it is very important to do so. The importance of teenage auto insurance outweighs the cost. If you have a teenager that actually shows some responsibility, there are many ways to get [...]
