For many people in the whole world the financial crisis today does not make sense. Probably the vast majority of Americans are confused how this financial meltdown actually started and became this ugly. Moreover, it will even get so bad that forecasts say that America is about to collapse very soon.
Archive for the ‘Personal Finance’ Category
Money Lesson for Dummies: Why They Don’t Want Americans To Save Money
March 9th, 2010 
Elisheva Wiriaatmadja 
Posted in 
7 Money Saving Alternatives To College
March 1st, 2010 Elisheva Wiriaatmadja Because of this bad recession that doesn’t seem to end, colleges and universities are also hurting. The reason being is because attendance rates drop and private contributions are drying up. In order to keep education running, the loss of income are passed onto students by rising tuition fees and adding ridiculous fees to it. Consequently, [...]
Buying Some Peace of Mind For Your Future
September 17th, 2009 Elisheva Wiriaatmadja As I was trying to find out about Texas senior care in the internet, I read some sad facts about how a couple in Dallas had to terminate their long-term care insurance because their premiums has been significantly increased from $223 to $382 per month. Although the long-term care insurance industry is still pretty young, [...]
Auto Insurance for Pennsylvania
August 6th, 2009 Elisheva Wiriaatmadja There are strict requirements by the Pennsylvania Department of Transportation (PennDOT) regarding the minimum liability insurance needed to drive in Pennsylvania. If you are thinking of moving there, getting a Pennsylvania car insurance would be something you should look into. The minimum liability insurance coverage in PA should include a minimum of $15,000 in coverage [...]
Tips on Credit Repair
July 22nd, 2009 Elisheva Wiriaatmadja Credit repair is the process of getting you back on the good side of your creditors. Without it, you will not be able to borrow any money which is why it is important to know how to do it. The first step is to know how the bad the situation is and the only way [...]
7 Questions To Ask Financial Advisors
June 11th, 2009 Elisheva Wiriaatmadja Knowing what question you have to ask in order to find, interview and choose the right financial advisor for you is a very critical key. It is very important to choose the right one because otherwise it may lead to a disastrous financial consequence for you and your family. Financial firms have an enormous marketing [...]
“Never Tried Thinking Before Spending”
May 14th, 2009 Elisheva Wiriaatmadja Today I had an interesting conversation with a friend of mine who just received some money. He did not have a steady income and he was not a very good money manager either. So I volunteered to help him look at his finances in a different way than he does now. He came and consulted [...]
Car Insurance in 2009 Recession
May 5th, 2009 Elisheva Wiriaatmadja In today’s global economic crisis, more people are choosing to keep and maintain their cars as opposed to buying new ones. Now as their car is getting older and older they are forced to find ways to save money by cutting back on car insurance costs. Over a year now into the global crisis, more [...]
How To Save on Teenage Auto Insurance
May 5th, 2009 Elisheva Wiriaatmadja Putting a teenager in your auto insurance is nowadays outrageously expensive. But if you decide to still let your teenager drive your car, it is very important to do so. The importance of teenage auto insurance outweighs the cost. If you have a teenager that actually shows some responsibility, there are many ways to get [...]
Taking Care of Your Financial Health
May 2nd, 2009 Elisheva Wiriaatmadja Here are 7 tips for you to take care of your financial health: 1. Total Housing Payments. Your total expenses on housing payments, such as mortgage, insurance, rents and so on, should not exceed 28% of your gross income. As housing prices soared in the past years, too many home buyers broke this old rule. [...]
