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Archive for the ‘Wealth’ Category

Firstrade.com – Your Online Trading Firm

Posted by Elisheva Wiriaatmadja On June - 18 - 2009

Firstrade.com is an online brokerage firm where you can trade stocks, options, mutual funds EFT’s and fixed incomes at competitive costs. It lets potential customers to go through an online demo before applying, so that you know exactly how the online trading platform works at Firstrade.com.

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Popularity: 2% [?]

Stock Market School

Posted by Elisheva Wiriaatmadja On April - 29 - 2009

If you are interested in the stock market and feel overwhelmed with big news items that shakes the market every time you start having insight into what the market should do next, you probably should consider taking a short course on this subject.

Many investors has been wondering if they can really invest in today’s economy with all the surprising news almost every day now. When you see the volatility in this market caused by the news, you also wonder how did any of those investors and traders be successful and just know what to do in terms of getting in and out of their stocks?

That’s just it. I have learnt from BetterTrades that professional stock investors don’t really base their trades around the daily news. Better Trades, founded by Freddie Rick, is like a ’school’ that gives people stock market education without requiring them to invest  their money. Professionals, don’t react to what has already happened and reported in the news. Interestingly, they do the other way around. What they do is believing that some price movements of stocks and underlying signals in the market will actually tell them what will happen before the news hits the market! Trading gurus such as BetterTrades coaches will show you how to be confident of these signals and systems that you don’t really have to stare at the stock market news at all.

As I read more about BetterTrades on their website, I am curious to understand how stock market professionals really do it!

Popularity: 8% [?]

Should We Invest In Gold?

Posted by Elisheva Wiriaatmadja On April - 22 - 2009

When I watched the video on YouTube about the condition in Zimbabwe, it made me think. The value of Zimbabwean dollar went down to almost nothing. From the beginning of this year, people are taking only gold for payment.

Today, it may not look as if the rest of the world is going down the way Zimbabwe went down. But with the economy uncertain we definitely should think about it and more and more people are starting to turn to invest in gold. After predicting food riot, tax riot and revolution in the US, Gerald Celente, CEO of The Trends Research Institue suggested that to prepare for a worse time, we should buy gold bullion. Combined with the video about Zimbabwe where gold has become their currency, I would say it does sort of make sense.

I browsed through the internet to search where people can actually buy gold and how they do it. Besides gold bullion, you can also buy gold coins, which is smaller but not necessarily cheaper than a gold ‘bar’ or bullion.

As I was researching where to buy gold, I found this website GoldCoinsGain.com which I found very useful and thought I would share it with you. Not only does the website sell gold coins but it provides a wealth of information on gold investment. It also shows you that you can even place physical gold in IRA’s. On their website you read all the information you need to know regarding gold IRA and what type of gold you can use to invest in your IRA and 401(k).

If you are thinking of investing in gold, GoldCoinsGain.com seems to be a good place to start.

Popularity: 11% [?]

How To Raise Capital

Posted by Elisheva Wiriaatmadja On April - 13 - 2009

So I am in the process of paying off my debt completely and my target is to do that this year. I’m paying only $250 monthly towards my debt now as I’m almost done paying it off. I have a little bit of emergency fund in my savings, and a little bit of extra income from my websites.

Now I am working on a new online project with Mike Dammann, owner of Firetown.com. Our biggest challenge right now is to raise money to fund the project for start-up. We have limited collateral, are only a start up business as opposed to an established one and do not have enough money to fund this project on our own. So we did a little research to learn how to raise capital.

I found 18 funding sources that we could look into. They are:
1. Startup Financing
2. Elease.com – Equipment Leasing
3. CDFI.org – Community Development Financial Institutions (CDFIs)
4. Microloans (mostly for poor entrepreneurs in poor countries)
5. Loans from commercial finance companies, a.k.a. Asset based loans
6. Bank-Term Loans, which is more suitable for established companies
7. Small Business Administration (SBA) – Guaranteed Loans from government funding
8. Private Loan Guarantees, which is appropriate for early stage companies that can be profitable in 1 year
9. 504 Loans, which is appropriate for real estate, facilities construction or expansion, or other fixed-asset needs.
10. FPRC.com – Royalty Financing, which is cash advance against your income from the future sales of your product
11. Government Grants or Federal Government Venture Capital -
12. Venture capital from individual investors, which are called Angel Capital or Angel Investors
13. Business Incubators which house several businesses under one roof
14. Loans within your 401(k) plan or the 401(k) financing
15. Direct Public Offerings, which is for established businesses that plan to go public
16. Reverse Merger, the taking over of a private company by a public company
17. Initial Public Offerings or IPO, which is selling the company’s equity through an investment banking firm
18. Institutional Venture Capital or IVP

We are now going through our options so we can finally start our project. If you are setting up your own business or expanding your existing business some of those options above may be appropriate for you.

Popularity: 11% [?]

Beating Recession – How Your Online Playground Can Earn You Cash

Posted by Elisheva Wiriaatmadja On February - 11 - 2009

Most friends of mine spend hours and hours online, either to chat on messengers or to hang out in social networking media such as Facebook or MySpace. Many of my ex-students are now into blogging also and they probably spend more time on writing posts or just hang out on Facebook playground than playing in the real world.

If you are one of those cyber people who love blogging or basically just playing online, you can turn your playground into a cash machine to earn you a little money so that your time spent online will not be time wasted. Here is how you can do that:
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Popularity: 7% [?]

Investment 101: The Top Investment Companies

Posted by Elisheva Wiriaatmadja On February - 8 - 2009

Many people who have managed to get out of debt, are now thinking about turning to professionals for advice on how to invest your money. Here is a list of the top investment companies:
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Popularity: 51% [?]

Your Wealth Building Assistance

Posted by Elisheva Wiriaatmadja On January - 8 - 2009

If you are now out of debt and are looking for ways to start building wealth, what you would need to assist you in the wealth building process is a financial planner. Basically, a financial planner is a professional who assists you in your investments by analyzing your risk profile and help you choose the right investments for your specific investment objectives.  He will then watch over your investments that it may deliver the highest possible returns to you so you may achieve your objectives. If you need to make any changes in your investments, your financial planner can help you get these done as well.

Your financial planner has an important role in your wealth building process and this is the reason why selecting the right one to assist you in this process is crucial. Here are a few points that you should look into to find the right financial planner for you.
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Popularity: 5% [?]

Make Money Fast by Leveraging Your Investment For Huge Gains!

Posted by Elisheva Wiriaatmadja On November - 17 - 2008

If you don’t have much money to start with then the way to make money fast is to find a vehicle you can use which will leverage your small stake to a much bigger one and then invest successfully for big profits – Here is a business anyone can learn that allows you to do just that…

Imagine you had a small stake of say $500.00 and you could by depositing this in an account be given $100,000 to invest and best of all it’s given to you with no credit checks!

Sounds too good to be true?

Its not and you can get this leverage tomorrow, by simply opening an online currency account. Any amount you deposit is immediately leveraged by X 200, so you have a far bigger sum to invest.

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Popularity: 6% [?]

Towards Financial Independence

Posted by Elisheva Wiriaatmadja On November - 11 - 2008

It is not true that living on credit is an easier way to get by. You are rich for a few weeks until your bill comes in the mall. This is pretty much how it feels like when you come face to face with your student loan bill.

So how do you get yourself out of it?
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Popularity: 4% [?]

Popularity: 5% [?]